Many people have ridden the iconic Space Mountain ride at Disney World in Orlando or Disneyland in California. For those who haven't, you ride a roller coaster inside a dark building. It's a lot of fun if you like that sort of thing, and there's usually a long wait to ride it.
Recently, you may feel like investing in stocks has had the same effect as riding on Space Mountain. You are in the dark; you never know if the next move is up or down, you turn the corners very fast, you are not in control of the movement, and can merely hang on for the ride.
Fortunately, the Space Mountain ride smooths out near the end, and dumps you in the gift shop when it's over.
Well, it's not too much of a stretch to liken the ride on Space Mountain to investing during your lifetime and using your investments to live off in the gift shop of retirement. Lots of dips and turns, some stomach churning moves, fear of what comes next, and being in the dark can all describe stock investing and the indoor roller coaster.
The Space Mountain ride ends in about 2 1/2 minutes and is not recommended for small children. There is no 24-hour news channel describing every twist and turn as if your life hangs in the balance.
So turn off the news, expect some bumps in the dark, and enjoy the ride.